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| In California insurance laws and regulations are relatively simple which contributes to the why the premiums are comparatively lower than in other states. But that does not mean that you should refrain from looking for the insurance quotes. CA is a tort state. What this means is that by being a resident of this state, you by law are held financially responsible for any damage or injury that you may cause in a car accident.
Residents who wish to drive therefore have to be able to produce some proof of financial accountability first. This is usually in the form of an insurance policy, or by a cash deposit (or a bond) equal to the amount of $35 000. So, it won't be a bad idea at all to go for our auto insurance policy.
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